Shriram Mutual Fund

About Shriram Mutual Fund

Shriram Asset Management Company Limited (Shriram AMC) is a part of the Shriram Group, a major Indian financial conglomerate with a robust presence across commercial vehicle financing, consumer finance, life and general insurance, stock broking, chit funds, and financial product distribution. Originally incorporated on July 27 1994, the company received SEBI approval to act as the Asset Management Company for Shriram Mutual Fund in November 1994. The fund house is sponsored by Shriram Credit Company Limited (SCCL), the primary holding arm of the group, alongside South Africa’s global financial services leader, Sanlam Group, as co-promoter. 

As of September 30, 2026, Shriram Mutual Fund reported total Assets Under Management (AUM) exceeding ₹1,264 crore across a portfolio of 11 operational schemes. The scheme breakdown includes 3 equity funds, 4 debt funds (including 1 ETF), 3 hybrid funds, and 1 gold ETF fund of funds.

Based on the AMC's October 2026 scheme-performance listing, the top three funds managed by the AMC by asset size include the Shriram Liquid Fund (₹547.03 crore), Shriram Multi Sector Rotation Fund (₹147.57 crore), and Shriram Multi Asset Allocation Fund (₹139.56 crore).

Shriram Mutual Funds Key Information

How to Invest in Shriram Mutual Fund via Angel One?

Investing in the Shriram Mutual Fund is hassle-free through your Angel One account. You just have to follow these steps:

Step 1: Log in to your Angel One account using your registered mobile number. Validate the OTP and finally enter your MPIN. 
Step 2: Determine the most-suited fund based on your needs and risk profile. You can evaluate each fund under the mutual fund section on the Angel One app. Things to consider at this stage are:

1. Search for the fund you want to invest in or take cues from funds listed by Angel One across categories.
2. Analyse the fund’s past performance, tax incidence, constituent sectors and stocks.
3. Calculate the potential returns using the calculator.
4. Evaluate the fund’s level of risk and weigh it against your risk tolerance.
5. Check the fund’s ratings given by reputed rating agencies. Generally, the ratings range from 1 to 5.
6. Consider the fund’s expense ratio to get an idea about the cost of investing in it.

Step 3: Once you finalise the fund(s) you want to invest in, open your Angel One account, go to the Mutual Funds section, and look for it. Since this can be a long-term investment, be careful when choosing the fund that you would like to invest in. At this stage, consider the following:

1. Decide whether you want to invest in a lump sum or via monthly SIP
2. Next, enter the amount you want to invest and choose how you want to make the payment. UPI is the preferred mode. Alternatively, you can choose net banking
3. After placing the order, in the case of the SIP route of investment, you can create a mandate to make hassle-free future instalments.

Note: If you do not have a Demat account with Angel One, you can open one in a few minutes by fulfilling the KYC procedure and submitting the necessary documents. 

Documents Required To Invest in Shriram Mutual Fund

Investing in Shriram Mutual Funds through Angel One is a seamless, fully digital process, eliminating any hassles from your investment journey. To initiate the KYC process, you'll need to provide the following crucial documents:

1. PAN Card Details (Mandatory)
2. Personal Information, including your Full Name, Mobile Number, and Email Address.
3. Address Proof – Aadhar Card is recommended, and both its front and back sides are necessary.
4. Bank Account Details, along with a cancelled cheque, if required.
5. Nominee details and FATCA Declarations

Angel One simplifies the KYC verification, providing swift and efficient access to Shriram Mutual Funds, whether you're a new or returning investor. Our user-friendly platform makes your financial goals easily achievable. Your KYC process will be completed in just 48-72 business hours, allowing you to embark on your mutual fund journey promptly.

Top Shriram Mutual Funds To Invest in

Note: The data is as of February 2026, with funds ranked by the highest 3-year CAGR among Shriram Mutual Fund schemes. 

Shriram Aggressive Hybrid Fund

Shriram Aggressive Hybrid Fund is managed by Deepak Ramaraju, Prateek Nigudkar, Sudip More, and Amit Modani, and was launched on 29 November 2013. It is benchmarked against the S&P BSE 500 index. The scheme aims to achieve long-term capital growth along with regular income while maintaining lower volatility by investing in a balanced mix of diversified equity and equity-related instruments, as well as debt and money market securities. It has an expense ratio of 0.85%. 

Shriram ELSS Tax Saver Fund

Shriram ELSS Tax Saver Fund is managed by Deepak Ramaraju and Prateek Nigudkar and was launched on 19 January 2019. It is benchmarked against the S&P BSE 500 index. The scheme aims to generate income and long-term capital growth by investing in a diversified portfolio mainly consisting of equity and equity-related securities, while also allowing investors to benefit from applicable income tax rebates. However, there is no assurance that the investment objective will be achieved, and the scheme does not guarantee any returns. It carries an expense ratio of 0.80%. 

Shriram Flexi Cap Fund

Shriram Flexi Cap Fund is managed by Deepak Ramaraju and Prateek Nigudkar and was launched on 21 September 2018. It is benchmarked against the S&P BSE 500 index. The scheme aims to achieve long-term capital appreciation by investing in an actively managed and diversified portfolio that mainly includes equity and equity-related securities across different sectors. However, there is no assurance that the investment objective will be met, and the scheme does not guarantee any returns. It has an expense ratio of 0.83%. 

Shriram Balanced Advantage Fund

Shriram Balanced Advantage Fund is managed by Deepak Ramaraju, Prateek Nigudkar, Sudip More, and Amit Modani and was launched on 5 July 2019. It is benchmarked against the S&P BSE 500 index. The scheme aims to achieve capital appreciation over the long term while maintaining relatively lower volatility by investing in a mix of equities, arbitrage opportunities, derivative strategies, and debt and money market instruments. It has the highest expense ratio among the listed funds at 1.00%.

Shriram Overnight Fund

Shriram Overnight Fund is managed by Sudip More and Amit Modani and was launched on 26 August 2022. It is benchmarked against the S&P BSE 500 index. The scheme aims to generate returns aligned with low risk while maintaining a high level of liquidity by investing in debt and money market instruments with overnight maturity. However, there is no assurance that the investment objective will be achieved, and the scheme does not guarantee any returns. It has a relatively low expense ratio of 0.11%.

Shriram Multi Asset Allocation Fund

Shriram Multi Asset Allocation Fund is managed by Deepak Ramaraju, Prateek Nigudkar, Sudip More, and Amit Modani and was launched on 8 September 2023. It is benchmarked against the S&P BSE 500 index. The scheme aims to achieve long-term capital appreciation and deliver returns that outpace inflation by investing across a mix of equity and equity-related securities, debt and money market instruments, Gold and Silver ETFs, as well as REITs and InvITs. It has an expense ratio of 0.69%.

Shriram Liquid Fund

Shriram Liquid Fund is managed by Sudip More and Amit Modani and was launched on 4 November 2024. It is benchmarked against the S&P BSE 500 index. The scheme seeks to generate optimal returns while maintaining lower to moderate risk and high liquidity by investing primarily in debt and money market instruments, with the portfolio’s average maturity kept below 91 days. It carries a low expense ratio of 0.15%. 

Shriram Multi Sector Rotation Fund

Shriram Multi Sector Rotation Fund is managed by Deepak Ramaraju and Prateek Nigudkar and was launched on 9 December 2024. It is benchmarked against the S&P BSE 500 index. The scheme aims to achieve long-term capital appreciation by using a quantamental investment approach that focuses on equities and equity derivatives in sectors showing strong earnings potential. Sector allocation and stock selection are guided by an in-house proprietary quantitative model, supported by fundamental analysis. It has an expense ratio of 0.78%. 

Shriram Money Market Fund

Shriram Money Market Fund is an open-ended fund, allowing investors to purchase or redeem units on all business days at prices based on the Net Asset Value (NAV). Redemption proceeds are generally transferred within three business days from the date of the redemption request. If there is a delay beyond this period, the asset management company (AMC) is required to pay interest to investors at a rate of 15% per annum. The fund is managed by Amit Modani and Sudip Suresh More. It does not have an available expense ratio in the provided data.