Fino Payments Bank Share Price Gains Over 9% After June 2026 Business Update

Fino Payments Bank Limited has released its business performance update for June 2026, highlighting key growth metrics.  

As per the exchange filings, the bank recorded a 31% year-on-year increase in new deposit accounts, reaching a total of 1.8 crore accounts.  

Additionally, the FinoPay mobile application saw a 38% rise in active users, totalling approximately 8.4 lakh. 

Strong Momentum in Deposit Accounts and Customer Acquisition 

The bank achieved significant expansion in its core liability franchise during June 2026. New account openings surged by 31% Year-on-Year (YoY) to reach 3,13,263 accounts.  

This aggressive customer acquisition drove a 22% rise in digitally active customers to 64.7 lakh and an impressive 38% jump in FinoPay active customers to 8.4 lakh. 

Consequently, average total deposits witnessed an 11% climb, scaling to ₹2,755 Crore, while renewal income grew steadily by 6% to reach ₹20.8 Crore. 

Shift in Digital Payment Processing and Transaction Business 

Fino Payments Bank's transaction business, including remittance, micro-ATM, and AePS, experienced a moderation in throughput due to the shift from cash to UPI.  

Fino’s transaction business experienced a strategic or market-driven reorganisation during this period. Transaction throughput fell by 35% YoY, dropping from ₹4,373 Crore in June 2025 to ₹2,830 Crore in June 2026.  

This contraction was heavily influenced by the complete cessation of B2B digital throughput, which plummeted by 100% to nil from the ₹3,100 Crore recorded in the same month last year. 

Exponential Surge in Loan Referral Disbursals 

The standout highlight of the June 2026 update is the explosive expansion of the bank's credit delivery network. The bank's loan referral business segment, which is a precursor to its proposed Small Finance Bank transition, showed strong progress 

Loan referral disbursals registered a phenomenal 253% YoY growth vertical, with total credit originations jumping from ₹68 Crore in June 2025 to ₹240 Crore in June 2026, indicating robust credit potential within the customer ecosystem. 

This rapid growth underscores the bank's successful monetization strategy through third-party financial product distributions. 

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Fino Payments Bank Share Price Performance 

As of July 13, 2026, at 10:36 AM, Fino Payments Bank share price on NSE was trading at ₹148.44, up by 9.63% from the previous closing price. 

Conclusion 

In June 2026, Fino Payments Bank reported a 31% YoY increase in new accounts, a 38% rise in FinoPay active users, and a 53% growth in loan referral disbursals. The transaction business saw a 35% decline in throughput. 

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