Step-by-Step Process to Check Your EPF Balance Using UAN

The Employees’ Provident Fund (EPF) is a trusted savings plan for salaried employees, representing the combined contributions of both the employee and the employer. As a long-term savings vehicle, it offers financial security for employees when they retire or change careers.

To effectively manage your retirement savings, it’s important to keep track of your EPF balance. Regularly checking your balance helps you understand your financial position within the EPF scheme, plan your spending, and make wise financial choices.

Furthermore, knowing your EPF balance is vital if you’re considering taking a loan against your EPF savings, as it gives you a clear picture of the funds available for borrowing.

How to Check EPF Balance Using UAN?

Here is a step-by-step guide to checking your EPF balance online using your Universal Account Number (UAN):

1. Visit the EPF portal and click on the ‘For Employees’ section under ‘Services’ at the top of the page.
2. Under the ‘Services’ section, select ‘Member Passbook.’
3. You will be redirected to a new page. Enter your UAN and password, complete the captcha, and sign in. If you don’t know your password, go to the UAN portal, click ‘Forgot password,’ and follow the instructions.
4. A 6-digit OTP will be sent to your Aadhaar-linked phone number.
5. Enter the OTP and click ‘Verify’ to view your PF account balance.

Conditions to be Fulfilled Before Checking EPF Balance

Before using the EPFO portal to check your balance, ensure the following conditions are met:

• You can only view your EPF balance once your UAN has been activated and registered on the EPFO portal.
• After registering on the EPFO portal, you’ll have six hours to access your passbook.
• The passbook will display the most recent reconciled entries from the EPFO field offices.
• Employees of private trusts and exempt establishments cannot access their EPF balance through the EPFO portal.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.