₹2,000 Crore in Unclaimed Funds Reclaimed by Rightful Owners in 'Your Money, Your Right' Campaign

The Government of India's "Your Money, Your Right" campaign, launched on October 4, 2025, has helped expedite the settlement of unclaimed financial assets by focusing on Awareness, Accessibility and Action.  

This campaign has reached across the country and helped claimants recover assets held across banks, insurers, mutual funds and pension bodies. 

Nationwide Campaign Accelerates Claims of Unclaimed Financial Assets 

From October 4 to December 5, 2025, the campaign hosted camps across 477 districts in India. These camps provided digital support, helpdesks, and on-ground assistance to guide citizens through the claims process. The drive has focused on helping Indians recover unclaimed assets such as savings, dividends, insurance proceeds, mutual fund units and pension accounts. 

The initiative saw the Ministry of Finance bringing together key financial regulators like RBI, SEBI, IRDAI, PFRDA, and IEPFA. Citizens were provided access to platforms like RBI's UDGAM, SEBI’s MITRA and IRDAI's Bima Bharosa to search for and recover their unclaimed funds efficiently. 

Collaborative Effort by Financial Regulators 

All major regulators collaborated during this effort. RBI, SEBI, IRDAI, PFRDA, and IEPFA worked jointly, strengthening inter-agency coordination. Through these efforts, approximately ₹2,000 crore in unclaimed financial assets were settled within the first 2 months of the campaign. 

To ensure easier understanding and reach, the government released awareness content like SOPs, FAQs, and videos in major regional languages. Local representatives and district authorities actively supported the effort during the organised camps. 

Read More: RBI Governor Urges Banks to Pass on Rate Cuts to Customers! 

Digital Tools Empower Citizens to Reclaim Money 

The campaign leaned on digital platforms such as UDGAM (bank deposits), Bima Bharosa (insurance proceeds), and MITRA (mutual funds), enabling users to track and initiate claims of their unclaimed assets. This also reduced physical paperwork and delays in verification processes. 

Conclusion 

“Your Money, Your Right” has proven an effective campaign in settling unclaimed financial assets. By combining awareness campaigns with local support and digital tools, the government has helped rightful owners claim assets totalling approx. ₹2,000 crore in 2 months. 

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